Can You Add Money on a Visa Gift Card?

A Visa gift card can make the perfect gift for a friend or family member. They don’t come with fees or credit checks and can be used anywhere Visa is accepted.

They’re also an excellent way to save money if you don’t need to spend it right away. For example, you could keep a Visa gift card in your wallet and use it for emergencies, like a last-minute trip to the grocery store or gas station.

Buying a money order

A money order is a safe way to send cash through the mail. However, they can be hard to track, so it’s important to make sure you buy them at a reputable place.

The first step is to find a place that accepts money orders and gives you a receipt or a stub. This should include the serial number of your money order, which you can use to track it later if it gets lost or stolen.

Once you have a receipt or stub, you can start filling out your money order. In most cases, you’ll need to fill in the address where you’re paying, and the payee’s name and phone number. There may also be a memo line where you can add any additional details about the payment.

Some places will also require you to show ID, which is a great way to ensure that the money order is genuine. This is especially true if you’re sending it to a friend or family member who lives far away from you.

You can also purchase money orders with a credit card, but it’s best to avoid doing so as it’s likely to be treated as a cash advance and incur expensive fees and interest rates. If you can’t avoid using your credit card to fund a money order, you should at least search for the best rates and fees before you do so.

Another option is to purchase a gift card from a store that sells money orders. Many stores, including Walmart, have gift cards that can be used to purchase money orders.

There are a few restrictions with using a store gift card to buy a money order, though. You can’t use a CVS or Target gift card to buy one, but you can use a pin-based prepaid gift card with a MasterCard or Visa logo to do so.

Those are the most common ways to get money orders, but there are a few other options as well. You can also buy them online from sites like PayPal and Venmo, and some sellers on eBay and Etsy will even accept these services as a means of payment.

Selling it on Craigslist or eBay

If you have a Visa gift card that you no longer want, you can sell it on Craigslist or eBay to get some cash. However, you’ll need to be careful about the price you set. There are plenty of scams on both platforms, so be sure to set a fair price.

You can also try selling your gift cards at a discount on sites like Raise or CardCash. This is a good option if you’re looking for a small profit, though it can take a lot of time.

Another way to earn money with a Visa gift card is to buy a discounted item at a store and then resell it for more than the card’s value. For example, you could use your Visa gift card to purchase a kid’s electric scooter for $70 at TJ Maxx. Then, you’d list it for sale on Craigslist or eBay for $80.

The downside to this strategy is that you’ll have to make a significant discount in order to attract buyers, but it can be an excellent way to recoup some of the cost of your card. Plus, you’ll be able to put the money toward a financial goal such as saving for a vacation or paying off your credit card debt.

If you’re looking for an even easier way to sell your Visa gift card, consider using an app called Cardpool. The app will help you sell your unwanted gift cards for cash and it’s completely free to use. Once you’ve registered, you can add your gift cards to the app and set a price. Once a buyer accepts your offer, you’ll receive a check for the full amount of your card.

One drawback to selling your gift card on sites like Craigslist is that it’s usually only available in larger cities, meaning that you may not be able to get as much cash as you’d like. This can be an issue if you’re trying to sell a $20 Starbucks gift card, for instance.

You can also sell your gift card on eBay, but you’ll be subject to fees if you choose to do so. The selling fee is typically 10% of the total sale price, but that can vary depending on the site.

Paying your bills

A visa gift card can be a great way to pay your bills. They’re easy to use and can be used at most stores and online merchants that accept debit cards or credit cards. In addition, you can load the gift card with money through a service like PayPal or Venmo.

You can also use a visa gift card to make payments on your credit cards. This is a great way to save money and pay down your debt faster. However, you should be aware that some credit card companies may charge a fee for paying your credit card bill with a visa gift card.

Another option to consider is to sell your gift card for cash. You can do this on various apps that will buy your card in order to resell it for a profit. It’s a quick way to get cash but it can come with some steep fees, so you should only do this if other options aren’t available for you.

While you can’t transfer the money on a Visa gift card directly to your bank account, there are several ways to get around this. First, you can add the gift card to your PayPal account and then transfer the balance from there. Alternatively, you can sell the card through an app or website that will pay you via direct deposit, letting you then use this money to fund your bank account.

This is a great option for those with a large gift card balance that they’re not using at the moment. It can also be a good idea for those who are looking to sell their cards to get some extra money on them or to pay off debt.

You can use a visa gift card to purchase a money order or gift certificate from a kiosk at a grocery store. This is a popular option because it can allow you to get money without having to take out a check from your bank or pay a transaction fee.

You can also use a visa gift card as cash for any purchases you make at brick-and-mortar stores, restaurants and gas stations. If you do this, be sure to ring up any transactions that exceed the value of your card.

Using it to pay down credit card debt

If you’re looking for a savvy way to pay down credit card debt, a visa gift card may be just the ticket. Unlike other types of prepaid cards, a visa gift card can be used anywhere that Visa debit cards are accepted, including online.

In addition, they can be loaded with an unlimited amount of money and don’t come with credit checks or hidden fees like other prepaid cards. Plus, they’re as easy to use as any other Visa debit card.

However, you can’t use your Visa gift card to pay your Chase credit card bills. This is because it doesn’t have a bank account or routing number. In addition, Chase doesn’t like it when people cash out their cards and use them to pay their credit card bills, so you might want to avoid doing it.

You can use your visa gift card to make purchases in store or online, but you’ll probably need to register it with a merchant before they accept it. You can do this by calling the merchant’s customer service number or by logging into their website using your card’s 16-digit number and PIN.

Some merchants, such as restaurants or beauty salons, require you to sign the back of your card. If you don’t, they might decline your transaction and issue you a refund.

If your purchase is declined, it’s because the merchant doesn’t have enough funds on your gift card to cover the total amount of your order. Your remaining balance will still be available on the card, but you’ll have to wait a few days for it to be added to your account.

The most important thing to remember is to never let your gift card balance fall below zero. If this happens, the merchant will most likely charge you a fee to bring it back up to full.

Also, keep in mind that if your Visa gift card is lost or stolen, the merchant might cancel it and issue you a replacement. You will have to provide them with your 16-digit gift card number to do that.